Expanding the Definition of “Employee” Agnes Gawecki SCD CPA’s The definition of “employee” under Employee Theft Coverage is crucial in determining whether benefits will be paid in the event of property theft. Employee Theft addresses various types of employees, though its noteworthy to point out owners and partners are excluded from the coverage. Employee Theft … Read more
Soft Costs: A Moving Target Bill Wall, Director Crawford & Company Technical Services When Adjusters are asked to define costs in construction, the usual response is land, materials, labor, and equipment. Everyone recognizes these are all required elements to build a home or commercial project. Sounds like a great response. In the world of adjusting … Read more
The Challenges of Adjusting Pipe Breaks and Sewer Back-ups By Timothy Engelbrecht, Esq. – Partner Butler Weihmuller Katz Craig LLP In January of this year, we published an article entitled “The Challenges of Adjusting Long-Term Water Losses.” That article focused on the “constant or repeated leakage or seepage” exclusion that appears in many insurance policies. … Read more
Evaluating Wind Damage to Asphalt Shingles Robert Rutherford Cook Claim Services Asphalt shingles have been utilized as a roofing material for more than a century. Advancements in mat and sealant technology led to asphalt shingles becoming the primary choice for steep slope roofing. It is estimated that four out of five homes are roofed with … Read more
The Ethical Foundation of Customer Service Terry Sutton, Regional Account Manager Stephens Engineering Consultants, Inc. No matter in which state you serve as an insurance professional, you have a common duty in the exercise of your responsibilities . . . ethical behavior. Each state has varying requirements for continuing education in ethics, but it is, … Read more