Spontaneous ignition has become more known and understood in the fire investigation community over the past 25 years, but is still missed by many seasoned experts. Fire, by definition, is a rapid oxidation process resulting in the evolution of light and heat in varying intensities, NFPA 921; 3.3.66. Oxidation is defined as a chemical reaction that is most commonly caused by atoms gaining oxygen. Therefore, fire investigators must have some knowledge of elementary chemistry to successfully complete origin & cause investigations. Spontaneous heating is the result of the slow oxidation of a combustible material, NFPA 921; 3.3.179. So, what exactly is oxidation?
VIRTUAL EXAMINATIONS UNDER OATH: CONSIDERATIONS POST COVID-19 Howard Vallens Law Offices of Howard S. Vallens Investigative Tool An examination under oath (EUO) is an investigative tool. The insured is placed under oath at the onset of the EUO, usually by a court reporter, and is then asked a series of questions material to … Read more
Drones and Insurance – A Tool; Not a Replacement. By Adrian Medley Camco Claims Today we are hearing more and more about the use of drones in the insurance industry, and in the last 5 years their presence has been increasing dramatically. People debate whether the drone will be replacing the adjuster, or will the … Read more
Lightning, Surge Protection, and the 2020 NEC By Nick Mahoney, P.E., CFEI S-E-A In recent years, lightning has accounted for tens of thousands of homeowner’s insurance claims across the United States according to the Insurance Information Institute . Florida has typically led the U.S. in number of claims per year with Georgia and other southeastern … Read more
Cleaning for Health Daniel Bernazzani PhD Sr. Vice President YOUNG & Associates Environmental Division With Coronavirus (Covid – 19) so widespread, I thought it might help to understand the role disinfectants and cleaning plays. Much attention is devoted to disinfectants and hand sanitizers, but cleaning with detergent and water should not be dismissed or overlooked. … Read more