Southern Loss Association Resources

Southern Loss Association Articles

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First-Party Bad Faith in Twenty-first Century Georgia

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   First-Party Bad Faith in Twenty-first Century Georgia Jon B. McPhail Jon McPhail & Associates, LLC P.O. Box 783 Alpharetta, GA 30009 770-442-9566 (V) 770-442-1834 (F) First-Party Bad Faith in Twenty-first Century Georgia Jon B. McPhail[1] OVERVIEW Georgia has historically presented insurers and insureds a “neutral playing field,” following closely the positions advocated by the National Association of Insurance Commissioners (NAIC). Court decisions historically treated coverage questions in the first-party setting much the same as other contracts, applying the general rules of contractual construction. The legislatively‑provided remedy of a penalty for an insurer’s bad faith refusal to pay a…

Assignment of Benefit Litigation in Florida

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Over the past five years, first-party property insurers in Florida have been experiencing a wave of claims and lawsuits by contractors who obtain insurance rights from insureds through document called an assignment of benefits ("AOB"). This article is intended to introduce the reader to this topic and explain some of the challenges facing insurers in dealing with AOBs in Florida. The reader is welcome to contact the author to learn more. Here is how most AOB situations arise. The insurer issues an insurance policy that covers residential or commercial property. The property then suffers damage. Part of the damage requires…

Best Practices for Documenting Hailstorm Damage during a Catastrophic Event

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Hail is a natural phenomenon experienced in most parts of the world at some point in time. Hail is formed in strong thunderstorm clouds when an intense updraft combines with a high liquid water content. Hailstones can increase in size as more water freezes onto their surface. Hail varies in weight as well as size-from half a centimetre in diameter to that of a grapefruit. The size and intensity of hailstones impact the degree of damage they cause, especially to vehicles, aircrafts, buildings, crops and livestock. Hailstorms cause cracks in buildings and leaks in rooftops-which bear the brunt of hailstorm…

Southern Loss Association Links

Atlanta Claims Association

The ACA is a professional association for insurance claims personnel in the Atlanta area. Go to the Atlanta Claims Association website.

Casualty Adjusters Guide

Since 1958…”The” original Claim Guide. Go to the Casualty Adjusters Guide website.

Claims Magazine

Covering the Business of Loss. Go to the Claims Magazine website.

Georgia Defense Lawyers Association

The Georgia Defense Lawyers Association offers formal avenues for training, networking and communication. GDLA membership benefits include CLE seminars, judicial receptions, a newsletter and annual Law Journal, plus access to an e-mail blast system that allows members to pose questions about experts, points of law, emerging issues, and more. Go to the Georgia Defense Lawyers Association website.

Georgia Trial Lawyers Association

Since 1956, GTLA has worked tirelessly to ensure that everyday citizens, Georgia families and small businesses are never deprived of their constitutional guarantee of access to true justice. The Mission of GTLA is simple:  We are dedicated to protecting the Constitutional promise of justice for all by guaranteeing the right to trial by jury, preserving an independent judiciary, and providing access to the courts for all Georgians. Go to the Georgia Trial Lawyers Association website.

Honorable Order of the Blue Goose, Intl

For more information on this organization, go to the Blue Goose website.

How Stuff Works

Some complex technological questions explained simply. Go to the How Stuff Works website.

Insurance Institute for Business and Home Safety (IBHS)

For more information on the IBHS and FORTIFIED BUILDINGS, visit the IBHS website.


A great source for knowing where you are, and where you are going. Go the Mapquest website.

National Academy of Forensic Engineers (NAFE)

Are you looking for an engineer with proven claims experience? NAFE is your best and only source for Board Certified Forensic Engineers. Go to the National Academy of Forensic Engineers website.

International Association of Insurance Professionals

IAIP (International) serves its members by providing professional education, an environment in which to build business alliances and the opportunity to make connections with people of differing career paths and levels of experience within the insurance industry. Go to the National Association of Insurance

National Oceanic and Atmospheric Administration (NOAA)

NOAA National Weather Service Website. A great source for weather forecasts, maps, aviation weather, and weather archives. Go to the National Oceanic and Atmospheric Administration website.

Property & Liability Resource Bureau – PLRB

For more information on the PLRB organization, go to the PLRB website.

Risk and Insurance Management Society

The mission of the Atlanta Chapter of the Risk & Insurance Management Society is to advance and promote the risk management profession by: (1) Providing timely and valuable educational programs, (2) Facilitating career development and networking; and (3) Fostering an environment of support for students. Go to the Risk and Insurance Management Society website.

Ultimate Insurance Links

Search for insurance listings and brokers. Go to the Ultimate Insurance Links website.