Southern Loss Association Resources

Southern Loss Association Articles

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Who Has Priority Over My Recovery?

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An Overview of the Made Whole Doctrine By Jessica M. Skarin, Esq. - Partner, Butler Weihmuller Katz Craig LLP After paying out a claim, insurers often pursue a subrogation recovery from a responsible third party. In evaluating the potential for recovery, subrogation specialists consider many issues including proof of liability, applicable contract provisions, statutory limitations, and the cost of pursing a recovery. Well informed insurers also work with their subrogation specialist to ask the question: Who is entitled to the recovery if we collect? In other words, who has priority over the funds recovered? Answering this question requires an understanding…

Investigation of Spontaneous Ignition Fires 

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Investigation of Spontaneous Ignition Fires  John Stewart, CFEI, CFII Jack Ward Fire Consultants   CHEMISTRY   Spontaneous ignition has become more known and understood in the fire investigation community over the past 25 years, but is still missed by many seasoned experts. Fire, by definition, is a rapid oxidation process resulting in the evolution of light and heat in varying intensities, NFPA 921; 3.3.66. Oxidation is defined as a chemical reaction that is most commonly caused by atoms gaining oxygen. Therefore, fire investigators must have some knowledge of elementary chemistry to successfully complete origin & cause investigations. Spontaneous heating is…


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VIRTUAL EXAMINATIONS UNDER OATH: CONSIDERATIONS POST COVID-19 Howard Vallens Law Offices of Howard S. Vallens   Investigative Tool   An examination under oath (EUO) is an investigative tool. The insured is placed under oath at the onset of the EUO, usually by a court reporter, and is then asked a series of questions material to the claim under evaluation by a representative (usually an attorney) for the insurer. EUOs are generally treated as a condition precedent to insurance coverage. Nearly all first-party property insurance policies contain a provision allowing an insurer to examine the insured under oath.   The EUO…
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Southern Loss Association Links

Atlanta Claims Association

The ACA is a professional association for insurance claims personnel in the Atlanta area. Go to the Atlanta Claims Association website.

Casualty Adjusters Guide

Since 1958…”The” original Claim Guide. Go to the Casualty Adjusters Guide website.

Claims Magazine

Covering the Business of Loss. Go to the Claims Magazine website.

Georgia Defense Lawyers Association

The Georgia Defense Lawyers Association offers formal avenues for training, networking and communication. GDLA membership benefits include CLE seminars, judicial receptions, a newsletter and annual Law Journal, plus access to an e-mail blast system that allows members to pose questions about experts, points of law, emerging issues, and more. Go to the Georgia Defense Lawyers Association website.

Georgia Trial Lawyers Association

Since 1956, GTLA has worked tirelessly to ensure that everyday citizens, Georgia families and small businesses are never deprived of their constitutional guarantee of access to true justice. The Mission of GTLA is simple:  We are dedicated to protecting the Constitutional promise of justice for all by guaranteeing the right to trial by jury, preserving an independent judiciary, and providing access to the courts for all Georgians. Go to the Georgia Trial Lawyers Association website.

Honorable Order of the Blue Goose, Intl

For more information on this organization, go to the Blue Goose website.

How Stuff Works

Some complex technological questions explained simply. Go to the How Stuff Works website.

Insurance Institute for Business and Home Safety (IBHS)

For more information on the IBHS and FORTIFIED BUILDINGS, visit the IBHS website.


A great source for knowing where you are, and where you are going. Go the Mapquest website.

National Academy of Forensic Engineers (NAFE)

Are you looking for an engineer with proven claims experience? NAFE is your best and only source for Board Certified Forensic Engineers. Go to the National Academy of Forensic Engineers website.

International Association of Insurance Professionals

IAIP (International) serves its members by providing professional education, an environment in which to build business alliances and the opportunity to make connections with people of differing career paths and levels of experience within the insurance industry. Go to the National Association of Insurance

National Oceanic and Atmospheric Administration (NOAA)

NOAA National Weather Service Website. A great source for weather forecasts, maps, aviation weather, and weather archives. Go to the National Oceanic and Atmospheric Administration website.

Property & Liability Resource Bureau – PLRB

For more information on the PLRB organization, go to the PLRB website.

Risk and Insurance Management Society

The mission of the Atlanta Chapter of the Risk & Insurance Management Society is to advance and promote the risk management profession by: (1) Providing timely and valuable educational programs, (2) Facilitating career development and networking; and (3) Fostering an environment of support for students. Go to the Risk and Insurance Management Society website.

Ultimate Insurance Links

Search for insurance listings and brokers. Go to the Ultimate Insurance Links website.